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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jefferson County, Colorado

Fat Boy Data analyzed cash-out refinance activity in Jefferson County, Colorado, home to Lakewood, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,818 applications were decided by 292 lenders between 2023 and 2025.

Jefferson County at a glance

292Active lenders51 with 20+ decisions
72.2%Market approval rate5,648 of 7,818 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,319 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County72.2%Colorado69.4%All 616 counties68.2%
Typical loan compared
Jefferson County$155KColorado$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jefferson County, CO, 934 of them.

Foothills Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

The typical cash-out refinance here is $155K, 16% smaller than the Colorado typical of $185K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 33One lender: 27% approved of 67One lender: 31% approved of 39One lender: 33% approved of 86One lender: 35% approved of 236American Financing Corporation: 46% approved of 678One lender: 51% approved of 89One lender: 55% approved of 91Newrez LLC: 58% approved of 236One lender: 61% approved of 33One lender: 64% approved of 66One lender: 65% approved of 115One lender: 65% approved of 55One lender: 66% approved of 65One lender: 67% approved of 51Bellco: 69% approved of 825One lender: 69% approved of 42One lender: 71% approved of 28One lender: 72% approved of 80One lender: 73% approved of 183One lender: 73% approved of 88One lender: 73% approved of 81One lender: 74% approved of 54One lender: 75% approved of 71One lender: 76% approved of 21One lender: 77% approved of 22One lender: 78% approved of 104One lender: 79% approved of 116One lender: 80% approved of 200One lender: 81% approved of 21One lender: 81% approved of 53One lender: 82% approved of 195United Wholesale Mortgage, LLC: 83% approved of 629One lender: 83% approved of 90One lender: 83% approved of 24Rocket Mortgage, LLC: 83% approved of 1,150One lender: 84% approved of 115One lender: 85% approved of 163One lender: 86% approved of 21One lender: 89% approved of 46One lender: 91% approved of 101One lender: 92% approved of 62One lender: 93% approved of 43One lender: 93% approved of 29One lender: 95% approved of 74One lender: 96% approved of 24One lender: 96% approved of 24One lender: 97% approved of 35One lender: 100% approved of 34One lender: 100% approved of 34One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%959 / 1,15097%$155K934
2Bellco69%568 / 82597%$145K552
3American Financing Corporation46%309 / 67877%$345K239
4United Wholesale Mortgage, LLCBroker only83%523 / 62997%$335K509
5Newrez LLC58%138 / 23699%$115K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 287 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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