Mortgage Express, LLC mortgage approval rate & lending review
Mortgage Express, LLC decided 3,110 mortgage applications and funded 2,636 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage Express, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mortgage Express, LLC at a glance
Approval is 10.1 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,453 / 2,546 | 89% | $425K | 2,185 |
| Cash-out refinance | 88% | 158 / 179 | 85% | $305K | 135 |
| Refinance | 94% | 188 / 200 | 86% | $455K | 161 |
| Investment property purchase | 98% | 137 / 140 | 88% | $265K | 121 |
| Investment cash-out refinance | 88% | 29 / 33 | 86% | $205K | 25 |
Mortgage Express, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 96% | $425K | 2,728 | 2,314 |
| Washington | 97% | $445K | 307 | 260 |
| California | 93% | $355K | 27 | 20 |
| Arizona | 100% | $395K | 25 | 21 |
| Idaho | 95% | $385K | 20 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage Express, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Washington County, OR | Mortgage lenders | 97% | 633 | 561 |
| Multnomah County, OR | Mortgage lenders | 96% | 542 | 457 |
| Clackamas County, OR | Mortgage lenders | 95% | 319 | 266 |
| Marion County, OR | Mortgage lenders | 96% | 200 | 175 |
| Clark County, WA | Mortgage lenders | 97% | 192 | 163 |
| Yamhill County, OR | Mortgage lenders | 96% | 168 | 146 |
| Jackson County, OR | Mortgage lenders | 94% | 149 | 123 |
| Lane County, OR | Mortgage lenders | 99% | 96 | 86 |
| Linn County, OR | Mortgage lenders | 99% | 90 | 79 |
| Washington County, OR | Refinance | 92% | 63 | 49 |
| Multnomah County, OR | Cash-out refinance | 88% | 41 | 30 |
| Multnomah County, OR | Refinance | 95% | 37 | 30 |
The county markets where Mortgage Express, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage Express, LLC
What is Mortgage Express, LLC's mortgage approval rate?
Mortgage Express, LLC approved 95.7% of the 3,110 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.1 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage Express, LLC offers?
Borrowers accepted 89% of the loans Mortgage Express, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage Express, LLC make?
The typical home purchase mortgage loan Mortgage Express, LLC made was $425K; across all loan types its typical loan ran from $205K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage Express, LLC lend?
Mortgage Express, LLC decided applications in 6 of the states Fat Boy Data covers, most of them in Oregon, Washington and California.
Can I apply to Mortgage Express, LLC directly?
Yes. Mortgage Express, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Mortgage Express, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage Express, LLC treats applications, then get a rate quote from the lender.