Dollar Bank, Federal Savings Bank mortgage approval rate & lending review
Dollar Bank, Federal Savings Bank decided 14,408 mortgage applications and funded 10,430 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dollar Bank, Federal Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dollar Bank, Federal Savings Bank at a glance
Approval is 3.1 points above the 73.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 3,142 / 3,368 | 93% | $195K | 2,930 |
| Home improvement loans | 67% | 3,901 / 5,836 | 96% | $55K | 3,736 |
| Cash-out refinance | 84% | 87 / 103 | 98% | $215K | 85 |
| Refinance | 76% | 3,515 / 4,622 | 95% | $105K | 3,329 |
| Investment property purchase | 91% | 196 / 215 | 92% | $165K | 181 |
| Investment refinance | 78% | 90 / 116 | 97% | $185K | 87 |
| Investment home improvement | 59% | 79 / 133 | 92% | $125K | 73 |
Dollar Bank, Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 78% | $105K | 8,964 | 6,624 |
| Ohio | 71% | $85K | 3,877 | 2,599 |
| Virginia | 68% | $125K | 786 | 496 |
| North Carolina | 98% | $895K | 132 | 125 |
| South Carolina | 94% | $395K | 118 | 109 |
| Maryland | 98% | $975K | 113 | 98 |
| Colorado | 95% | $1.03M | 62 | 54 |
| Georgia | 98% | $1M | 62 | 59 |
| Minnesota | 100% | $1.04M | 55 | 51 |
| Florida | 98% | $405K | 41 | 37 |
| Illinois | 100% | $955K | 23 | 21 |
| Massachusetts | 100% | $955K | 23 | 21 |
| Indiana | 100% | $955K | 21 | 20 |
| New Jersey | 95% | $935K | 21 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dollar Bank, Federal Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Home improvement loans | 68% | 2,537 | 1,645 |
| Allegheny County, PA | Refinance | 78% | 2,075 | 1,543 |
| Allegheny County, PA | Mortgage lenders | 92% | 1,080 | 922 |
| Cuyahoga County, OH | Home improvement loans | 57% | 988 | 534 |
| Cuyahoga County, OH | Refinance | 68% | 736 | 470 |
| Westmoreland County, PA | Home improvement loans | 76% | 608 | 445 |
| Westmoreland County, PA | Refinance | 78% | 500 | 373 |
| Westmoreland County, PA | Mortgage lenders | 93% | 410 | 358 |
| Cuyahoga County, OH | Mortgage lenders | 89% | 370 | 315 |
| Washington County, PA | Home improvement loans | 73% | 252 | 174 |
| Lorain County, OH | Home improvement loans | 71% | 235 | 160 |
| Washington County, PA | Refinance | 81% | 202 | 158 |
The county markets where Dollar Bank, Federal Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Dollar Bank, Federal Savings Bank
What is Dollar Bank, Federal Savings Bank's mortgage approval rate?
Dollar Bank, Federal Savings Bank approved 76.5% of the 14,408 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.1 points above the 73.4% national rate for the same mix of loan types.
How often do borrowers take the loan Dollar Bank, Federal Savings Bank offers?
Borrowers accepted 95% of the loans Dollar Bank, Federal Savings Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dollar Bank, Federal Savings Bank make?
The typical home improvement loan loan Dollar Bank, Federal Savings Bank made was $55K; across all loan types its typical loan ran from $55K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dollar Bank, Federal Savings Bank lend?
Dollar Bank, Federal Savings Bank decided applications in 34 of the states Fat Boy Data covers, most of them in Pennsylvania, Ohio and Virginia.
Can I apply to Dollar Bank, Federal Savings Bank directly?
Yes. Dollar Bank, Federal Savings Bank is a bank or credit union with 91 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dollar Bank, Federal Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dollar Bank, Federal Savings Bank treats applications, then get a rate quote from the lender.