Dort Financial Credit Union mortgage approval rate & lending review
Dort Financial Credit Union decided 1,737 mortgage applications and funded 1,471 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Dort Financial Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Dort Financial Credit Union at a glance
Approval is 14.2 points above the 71.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 391 / 433 | 99% | $155K | 388 |
| Home improvement loans | 84% | 740 / 882 | 99% | $55K | 736 |
| Cash-out refinance | 85% | 241 / 285 | 100% | $75K | 240 |
| Refinance | 79% | 81 / 103 | 99% | $145K | 80 |
Dort Financial Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Dort Financial Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Genesee County, MI | Home improvement loans | 83% | 694 | 572 |
| Genesee County, MI | Mortgage lenders | 89% | 299 | 265 |
| Genesee County, MI | Cash-out refinance | 84% | 234 | 195 |
| Genesee County, MI | Refinance | 76% | 75 | 57 |
| Oakland County, MI | Home improvement loans | 89% | 65 | 57 |
| Saginaw County, MI | Home improvement loans | 87% | 31 | 27 |
| Livingston County, MI | Home improvement loans | 92% | 25 | 23 |
| Palm Beach County, FL | Home improvement loans | 84% | 25 | 21 |
| Saginaw County, MI | Mortgage lenders | 83% | 23 | 19 |
The county markets where Dort Financial Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Dort Financial Credit Union
What is Dort Financial Credit Union's mortgage approval rate?
Dort Financial Credit Union approved 85.2% of the 1,737 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.2 points above the 71.0% national rate for the same mix of loan types.
How often do borrowers take the loan Dort Financial Credit Union offers?
Borrowers accepted 99% of the loans Dort Financial Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Dort Financial Credit Union make?
The typical home improvement loan loan Dort Financial Credit Union made was $55K; across all loan types its typical loan ran from $55K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Dort Financial Credit Union lend?
Dort Financial Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Michigan and Florida.
Can I apply to Dort Financial Credit Union directly?
Yes. Dort Financial Credit Union is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Dort Financial Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Dort Financial Credit Union treats applications, then get a rate quote from the lender.