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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Saginaw County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Saginaw County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,721 applications were decided by 239 lenders between 2023 and 2025.

Saginaw County at a glance

239Active lenders55 with 20+ decisions
88.4%Market approval rate5,059 of 5,721 decided
$165KTypical loanmedian lender, $10K brackets
98%Borrower take-up4,953 loans funded

How Saginaw County compares

Approval rate compared
Saginaw County88.4%Michigan84.6%All 616 counties87.6%
Typical loan compared
Saginaw County$165KMichigan$235KAll 616 counties$335K

What the data shows

Frankenmuth Credit Union made the most home purchase mortgages in Saginaw County, MI, 473 of them.

Health Advantage Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 67.

The typical home purchase mortgage here is $165K, 30% smaller than the Michigan typical of $235K.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 27One lender: 34% approved of 38One lender: 34% approved of 192One lender: 71% approved of 106One lender: 71% approved of 38One lender: 80% approved of 25One lender: 80% approved of 51The Huntington National Bank: 82% approved of 224One lender: 82% approved of 22One lender: 83% approved of 23One lender: 83% approved of 52One lender: 86% approved of 199One lender: 86% approved of 51One lender: 86% approved of 22One lender: 88% approved of 211One lender: 89% approved of 79Rocket Mortgage, LLC: 89% approved of 338One lender: 90% approved of 39One lender: 90% approved of 59One lender: 90% approved of 31One lender: 91% approved of 22United Wholesale Mortgage, LLC: 91% approved of 296One lender: 91% approved of 58One lender: 92% approved of 60One lender: 92% approved of 48One lender: 92% approved of 90One lender: 93% approved of 29One lender: 94% approved of 35One lender: 94% approved of 54Lake Michigan Credit Union: 95% approved of 246One lender: 95% approved of 20One lender: 95% approved of 104One lender: 95% approved of 107One lender: 95% approved of 22One lender: 96% approved of 164One lender: 96% approved of 28One lender: 96% approved of 85One lender: 97% approved of 194One lender: 97% approved of 135One lender: 97% approved of 104One lender: 98% approved of 83One lender: 98% approved of 83One lender: 98% approved of 113One lender: 98% approved of 116Frankenmuth Credit Union: 99% approved of 480One lender: 100% approved of 67One lender: 100% approved of 62One lender: 100% approved of 33One lender: 100% approved of 30One lender: 100% approved of 27One lender: 100% approved of 24One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 20One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Saginaw County

LenderApprovalApprovedTaken upTypical loanLoans made
1Frankenmuth Credit Union99%474 / 480100%$175K473
2Rocket Mortgage, LLC89%300 / 338100%$165K299
3United Wholesale Mortgage, LLCBroker only91%270 / 29698%$175K265
4Lake Michigan Credit Union95%233 / 246100%$175K232
5The Huntington National Bank82%183 / 22498%$145K180

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 234 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Saginaw County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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