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refinance lenders · HMDA 2023–2025

Refinance lenders in Genesee County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Genesee County, Michigan, home to Flint, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,939 applications were decided by 182 lenders between 2023 and 2025.

Genesee County at a glance

182Active lenders30 with 20+ decisions
77.0%Market approval rate2,264 of 2,939 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,112 loans funded

How Genesee County compares

Approval rate compared
Genesee County77.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
Genesee County$195KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Genesee County, MI, 217 of them.

SOVITA Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $195K, 34% larger than the Michigan typical of $145K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 57One lender: 54% approved of 39One lender: 55% approved of 31One lender: 56% approved of 41The Huntington National Bank: 59% approved of 306One lender: 61% approved of 51One lender: 63% approved of 59One lender: 68% approved of 59One lender: 72% approved of 98One lender: 75% approved of 51One lender: 76% approved of 37One lender: 76% approved of 75One lender: 80% approved of 25One lender: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 294One lender: 81% approved of 21One lender: 85% approved of 26Elga Credit Union: 85% approved of 162United Wholesale Mortgage, LLC: 86% approved of 277One lender: 86% approved of 21One lender: 86% approved of 29Genisys Credit Union: 88% approved of 122One lender: 93% approved of 27One lender: 93% approved of 84One lender: 95% approved of 57One lender: 95% approved of 38One lender: 96% approved of 46One lender: 96% approved of 28One lender: 99% approved of 67One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank59%182 / 30692%$115K168
2Rocket Mortgage, LLC80%236 / 29492%$195K217
3United Wholesale Mortgage, LLCBroker only86%237 / 27795%$235K226
4Elga Credit Union85%138 / 16298%$55K135
5Genisys Credit Union88%107 / 12296%$75K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 177 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Genesee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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