Lender profile · HMDA 2023–2025
Educational Federal Credit Union mortgage approval rates & lending data
Educational Federal Credit Union decided 1,355 mortgage applications and funded 816 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 71% | 107 / 151 | 97% | $395K | 104 |
| Home improvement loans | 60% | 367 / 614 | 98% | $65K | 358 |
| Cash-out refinance | 63% | 336 / 533 | 98% | $115K | 328 |
| Refinance | 54% | 21 / 39 | 100% | $235K | 21 |
Educational Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 62% | $115K | 1,355 | 816 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.