Eglin Credit Union mortgage approval rate & lending review
Eglin Credit Union decided 583 mortgage applications and funded 533 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Eglin Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Eglin Credit Union at a glance
Approval is 20.1 points above the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 94 / 98 | 98% | $275K | 92 |
| Home improvement loans | 93% | 192 / 206 | 98% | $65K | 189 |
| Cash-out refinance | 86% | 50 / 58 | 96% | $125K | 48 |
| Refinance | 93% | 203 / 219 | 100% | $65K | 202 |
Eglin Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 93% | $65K | 583 | 533 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Eglin Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Okaloosa County, FL | Refinance | 93% | 174 | 161 |
| Okaloosa County, FL | Home improvement loans | 92% | 157 | 142 |
| Okaloosa County, FL | Mortgage lenders | 97% | 76 | 73 |
| Santa Rosa County, FL | Home improvement loans | 98% | 45 | 44 |
| Okaloosa County, FL | Cash-out refinance | 86% | 49 | 40 |
| Santa Rosa County, FL | Refinance | 91% | 44 | 40 |
The county markets where Eglin Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Eglin Credit Union
What is Eglin Credit Union's mortgage approval rate?
Eglin Credit Union approved 92.8% of the 583 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.1 points above the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan Eglin Credit Union offers?
Borrowers accepted 99% of the loans Eglin Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Eglin Credit Union make?
The typical mortgage refinance loan Eglin Credit Union made was $65K; across all loan types its typical loan ran from $65K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Eglin Credit Union lend?
Eglin Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Florida.
Can I apply to Eglin Credit Union directly?
Yes. Eglin Credit Union is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Eglin Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Eglin Credit Union treats applications, then get a rate quote from the lender.