Refinance lenders in Okaloosa County, Florida
Fat Boy Data analyzed mortgage refinance activity in Okaloosa County, Florida, home to Crestview, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,059 applications were decided by 160 lenders between 2023 and 2025.
Okaloosa County at a glance
How Okaloosa County compares
What the data shows
Eglin Credit Union made the most mortgage refinances in Okaloosa County, FL, 161 of them.
Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 140.
Lenders approved 78.3% of mortgage refinance applications in Okaloosa County, FL, 11.5 percentage points above the Florida rate of 66.8%.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Refinance lenders in Okaloosa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 95% | 313 / 330 | 89% | $355K | 278 |
| 2 | Eglin Credit Union | 93% | 162 / 174 | 99% | $65K | 161 |
| 3 | Rocket Mortgage, LLC | 78% | 112 / 144 | 89% | $305K | 100 |
| 4 | Freedom Mortgage Corporation | 96% | 135 / 140 | 72% | $325K | 97 |
| 5 | Mortgage Research Center, LLC | 43% | 49 / 115 | 96% | $325K | 47 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 155 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest mortgage refinance lenders in Okaloosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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