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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Okaloosa County, Florida

Fat Boy Data analyzed cash-out refinance activity in Okaloosa County, Florida, home to Crestview, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,506 applications were decided by 187 lenders between 2023 and 2025.

Okaloosa County at a glance

187Active lenders23 with 20+ decisions
63.0%Market approval rate1,579 of 2,506 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,490 loans funded

How Okaloosa County compares

Approval rate compared
Okaloosa County63.0%Florida62.2%All 616 counties68.2%
Typical loan compared
Okaloosa County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Okaloosa County, FL, 397 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 83Amerisave Mortgage Corporation: 20% approved of 144One lender: 27% approved of 22One lender: 38% approved of 26New Day Financial, LLC: 42% approved of 111One lender: 44% approved of 107One lender: 48% approved of 25One lender: 50% approved of 60One lender: 51% approved of 79One lender: 55% approved of 80One lender: 60% approved of 81One lender: 61% approved of 33One lender: 62% approved of 21One lender: 70% approved of 43United Wholesale Mortgage, LLC: 73% approved of 229Freedom Mortgage Corporation: 76% approved of 114One lender: 77% approved of 35Rocket Mortgage, LLC: 77% approved of 523One lender: 80% approved of 20One lender: 83% approved of 23One lender: 84% approved of 51One lender: 86% approved of 49One lender: 98% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Okaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%404 / 52398%$195K397
2United Wholesale Mortgage, LLCBroker only73%167 / 22996%$265K160
3Amerisave Mortgage Corporation20%29 / 14497%$165K28
4Freedom Mortgage Corporation76%87 / 11497%$295K84
5New Day Financial, LLC42%47 / 11191%$235K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 182 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Okaloosa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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