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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Okaloosa County, Florida

Fat Boy Data analyzed cash-out refinance activity in Okaloosa County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,506 applications were decided by 187 lenders between 2023 and 2025.

Okaloosa County at a glance

187Active lenders23 with 20+ decisions
63.0%Market approval rate1,579 of 2,506 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,490 loans funded

How Okaloosa County compares

Approval rate compared
Okaloosa County63.0%Florida62.2%All 616 counties68.2%
Typical loan compared
Okaloosa County$205KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Okaloosa County, FL, 397 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 52.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 83Amerisave Mortgage Corporation: 20% approved of 144American Financing Corporation: 27% approved of 22Lakeview Loan Servicing, LLC: 38% approved of 26New Day Financial, LLC: 42% approved of 111Carrington Mortgage Services, LLC: 44% approved of 107Wells Fargo Bank, National Association: 48% approved of 25Navy Federal Credit Union: 50% approved of 60Newrez LLC: 51% approved of 79Loandepot.Com, LLC: 55% approved of 80Pennymac Loan Services, LLC: 60% approved of 81Village Capital & Investment LLC: 61% approved of 33Mutual of Omaha Mortgage, Inc.: 62% approved of 21New American Funding, LLC: 70% approved of 43United Wholesale Mortgage, LLC: 73% approved of 229Freedom Mortgage Corporation: 76% approved of 114GoodLeap, LLC: 77% approved of 35Rocket Mortgage, LLC: 77% approved of 523Equity Prime Mortgage LLC: 80% approved of 20Crosscountry Mortgage, LLC: 83% approved of 23Nationstar Mortgage LLC: 84% approved of 51Eglin Credit Union: 86% approved of 49Movement Mortgage, LLC: 98% approved of 52

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Okaloosa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%404 / 52398%$195K397
2United Wholesale Mortgage, LLCBroker only73%167 / 22996%$265K160
3Amerisave Mortgage Corporation20%29 / 14497%$165K28
4Freedom Mortgage Corporation76%87 / 11497%$295K84
5New Day Financial, LLC42%47 / 11191%$235K43

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 182 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Okaloosa County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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