Equity Resources, Inc. mortgage approval rate & lending review
Equity Resources, Inc. decided 7,352 mortgage applications and funded 6,673 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Equity Resources, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Equity Resources, Inc. at a glance
Approval is 6.6 points above the 84.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 5,049 / 5,283 | 100% | $235K | 5,047 |
| Cash-out refinance | 79% | 668 / 844 | 100% | $145K | 667 |
| Refinance | 66% | 395 / 602 | 100% | $315K | 395 |
| Investment property purchase | 95% | 447 / 469 | 100% | $175K | 447 |
| Investment cash-out refinance | 73% | 69 / 94 | 100% | $145K | 69 |
| Investment refinance | 80% | 48 / 60 | 100% | $335K | 48 |
Equity Resources, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $215K | 2,354 | 2,139 |
| Pennsylvania | 94% | $185K | 1,971 | 1,845 |
| North Carolina | 91% | $275K | 1,193 | 1,083 |
| Maryland | 87% | $365K | 506 | 439 |
| Florida | 87% | $275K | 312 | 272 |
| South Carolina | 87% | $255K | 299 | 260 |
| Connecticut | 89% | $315K | 263 | 234 |
| Massachusetts | 89% | $425K | 208 | 185 |
| Michigan | 87% | $215K | 137 | 119 |
| Virginia | 97% | $395K | 37 | 36 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Equity Resources, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Mortgage lenders | 98% | 457 | 448 |
| Lucas County, OH | Mortgage lenders | 95% | 462 | 440 |
| Licking County, OH | Mortgage lenders | 98% | 330 | 324 |
| Washington County, PA | Mortgage lenders | 96% | 279 | 267 |
| Erie County, PA | Mortgage lenders | 94% | 250 | 236 |
| Guilford County, NC | Mortgage lenders | 95% | 233 | 221 |
| Wake County, NC | Mortgage lenders | 97% | 221 | 214 |
| Franklin County, OH | Mortgage lenders | 96% | 202 | 193 |
| Blair County, PA | Mortgage lenders | 95% | 194 | 185 |
| Westmoreland County, PA | Mortgage lenders | 96% | 127 | 122 |
| Wood County, OH | Mortgage lenders | 99% | 108 | 107 |
| Licking County, OH | Cash-out refinance | 83% | 108 | 90 |
The county markets where Equity Resources, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Equity Resources, Inc.
What is Equity Resources, Inc.'s mortgage approval rate?
Equity Resources, Inc. approved 90.8% of the 7,352 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.6 points above the 84.2% national rate for the same mix of loan types.
How often do borrowers take the loan Equity Resources, Inc. offers?
Borrowers accepted 100% of the loans Equity Resources, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Equity Resources, Inc. make?
The typical home purchase mortgage loan Equity Resources, Inc. made was $235K; across all loan types its typical loan ran from $145K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Equity Resources, Inc. lend?
Equity Resources, Inc. decided applications in 21 of the states Fat Boy Data covers, most of them in Ohio, Pennsylvania and North Carolina.
Can I apply to Equity Resources, Inc. directly?
Yes. Equity Resources, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Equity Resources, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Equity Resources, Inc. treats applications, then get a rate quote from the lender.