Lender profile · HMDA 2023–2025
Everett Co-operative Bank mortgage approval rates & lending data
Everett Co-operative Bank decided 446 mortgage applications and funded 374 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 81 / 90 | 100% | $525K | 81 |
| Home improvement loans | 90% | 36 / 40 | 94% | $155K | 34 |
| Cash-out refinance | 78% | 91 / 116 | 95% | $295K | 86 |
| Investment property purchase | 96% | 90 / 94 | 94% | $945K | 85 |
| Investment cash-out refinance | 78% | 21 / 27 | 100% | $405K | 21 |
| Investment refinance | 88% | 42 / 48 | 95% | $615K | 40 |
Everett Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 87% | $525K | 430 | 359 |
| Maine | 88% | $385K | 8 | 7 |
| New Hampshire | 100% | $295K | 7 | 7 |
| Florida | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.