Home›Massachusetts›Essex County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Essex County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Essex County, Massachusetts, home to Lynn, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,726 applications were decided by 262 lenders between 2023 and 2025.

Essex County at a glance

262Active lenders51 with 20+ decisions
70.6%Market approval rate4,044 of 5,726 decided
$255KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,897 loans funded

How Essex County compares

Approval rate compared
Essex County70.6%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Essex County$255KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Essex County, MA, 971 of them.

Reliance First Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical cash-out refinance here is $255K, 46% larger than the Massachusetts typical of $175K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 57One lender: 21% approved of 68Amerisave Mortgage Corporation: 31% approved of 380One lender: 45% approved of 33One lender: 49% approved of 100Newrez LLC: 49% approved of 332One lender: 50% approved of 20One lender: 51% approved of 88One lender: 52% approved of 31One lender: 61% approved of 38One lender: 61% approved of 36One lender: 62% approved of 39First Technology: 62% approved of 210One lender: 63% approved of 30One lender: 64% approved of 182One lender: 65% approved of 20One lender: 68% approved of 37One lender: 70% approved of 30One lender: 70% approved of 47One lender: 71% approved of 93One lender: 71% approved of 94One lender: 71% approved of 28One lender: 74% approved of 111One lender: 74% approved of 23One lender: 74% approved of 123One lender: 75% approved of 28One lender: 75% approved of 81United Wholesale Mortgage, LLC: 77% approved of 248One lender: 78% approved of 63One lender: 80% approved of 40One lender: 80% approved of 41One lender: 81% approved of 47One lender: 82% approved of 49One lender: 82% approved of 28One lender: 83% approved of 23One lender: 83% approved of 47One lender: 84% approved of 115Rocket Mortgage, LLC: 84% approved of 1,182One lender: 86% approved of 22One lender: 88% approved of 24One lender: 88% approved of 84One lender: 88% approved of 34One lender: 90% approved of 41One lender: 91% approved of 22One lender: 92% approved of 61One lender: 93% approved of 27One lender: 93% approved of 29One lender: 94% approved of 110One lender: 95% approved of 61One lender: 95% approved of 22One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Essex County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%998 / 1,18297%$165K971
2Amerisave Mortgage Corporation31%117 / 38097%$115K114
3Newrez LLC49%163 / 33299%$125K161
4United Wholesale Mortgage, LLCBroker only77%190 / 24896%$305K182
5First Technology62%131 / 21098%$155K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 257 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Essex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Essex County

Other lending data for Essex County

Nearby markets