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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Whatcom County, Washington

Fat Boy Data analyzed home purchase mortgage activity in Whatcom County, Washington, home to Bellingham, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,119 applications were decided by 278 lenders between 2023 and 2025.

Whatcom County at a glance

278Active lenders55 with 20+ decisions
91.4%Market approval rate6,508 of 7,119 decided
$445KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,225 loans funded

How Whatcom County compares

Approval rate compared
Whatcom County91.4%Washington91.5%All 616 counties87.6%
Typical loan compared
Whatcom County$445KWashington$485KAll 616 counties$335K

What the data shows

Evergreen Moneysource Mortgage Company made the most home purchase mortgages in Whatcom County, WA, 800 of them.

Guaranteed Rate Affinity, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 73One lender: 44% approved of 41One lender: 68% approved of 94One lender: 70% approved of 83One lender: 71% approved of 31One lender: 72% approved of 89One lender: 76% approved of 42One lender: 77% approved of 31One lender: 83% approved of 46One lender: 83% approved of 29One lender: 85% approved of 163One lender: 87% approved of 84One lender: 87% approved of 84Peoples Bank: 88% approved of 343One lender: 88% approved of 190One lender: 89% approved of 45One lender: 89% approved of 168Whatcom Educational Credit Union: 89% approved of 599One lender: 90% approved of 68One lender: 90% approved of 39One lender: 91% approved of 23One lender: 92% approved of 63One lender: 92% approved of 38United Wholesale Mortgage, LLC: 93% approved of 370One lender: 93% approved of 28One lender: 93% approved of 107One lender: 93% approved of 46One lender: 94% approved of 50One lender: 94% approved of 34One lender: 94% approved of 35One lender: 95% approved of 119One lender: 95% approved of 20One lender: 95% approved of 163One lender: 95% approved of 278One lender: 95% approved of 66One lender: 95% approved of 44One lender: 96% approved of 23One lender: 96% approved of 24One lender: 96% approved of 25One lender: 96% approved of 25One lender: 96% approved of 27One lender: 96% approved of 28One lender: 97% approved of 31One lender: 97% approved of 63One lender: 97% approved of 99One lender: 97% approved of 103Movement Mortgage, LLC: 97% approved of 680One lender: 97% approved of 179One lender: 98% approved of 129One lender: 98% approved of 44Evergreen Moneysource Mortgage Company: 98% approved of 902One lender: 100% approved of 49One lender: 100% approved of 24One lender: 100% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Whatcom County

LenderApprovalApprovedTaken upTypical loanLoans made
1Evergreen Moneysource Mortgage Company98%887 / 90290%$445K800
2Movement Mortgage, LLC97%661 / 68092%$435K606
3Whatcom Educational Credit Union89%536 / 59999%$425K533
4United Wholesale Mortgage, LLCBroker only93%343 / 370100%$475K342
5Peoples Bank88%303 / 34398%$435K298

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 273 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Whatcom County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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