Lender profile · HMDA 2023–2025
Everwise Credit Union mortgage approval rates & lending data
Everwise Credit Union decided 5,177 mortgage applications and funded 4,057 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,337 / 1,468 | 99% | $205K | 1,327 |
| Home improvement loans | 76% | 1,322 / 1,743 | 99% | $55K | 1,308 |
| Cash-out refinance | 72% | 922 / 1,288 | 99% | $65K | 915 |
| Refinance | 78% | 421 / 541 | 99% | $75K | 418 |
| Investment property purchase | 84% | 63 / 75 | 97% | $95K | 61 |
| Investment cash-out refinance | 49% | 19 / 39 | 100% | $95K | 19 |
Everwise Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 79% | $65K | 4,944 | 3,890 |
| Michigan | 75% | $55K | 190 | 142 |
| Florida | 67% | $225K | 15 | 10 |
| Illinois | 60% | $145K | 10 | 5 |
| Arizona | 75% | $335K | 4 | 3 |
| Ohio | 100% | $165K | 2 | 2 |
| Tennessee | 50% | $325K | 2 | 1 |
| Texas | 50% | $245K | 2 | 1 |
| Georgia | 0% | — | 1 | 0 |
| Kansas | 0% | — | 1 | 0 |
| Maine | 100% | $225K | 1 | 1 |
| Maryland | 0% | — | 1 | 0 |
| Nevada | 100% | $275K | 1 | 1 |
| New York | 0% | — | 1 | 0 |
| North Carolina | 100% | $135K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.