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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Elkhart County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Elkhart County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,658 applications were decided by 144 lenders between 2023 and 2025.

Elkhart County at a glance

144Active lenders28 with 20+ decisions
70.2%Market approval rate1,867 of 2,658 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,767 loans funded

How Elkhart County compares

Approval rate compared
Elkhart County70.2%Indiana71.0%All 616 counties68.2%
Typical loan compared
Elkhart County$135KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Elkhart County, IN, 348 of them.

Northwest Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 27.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 4% approved of 25Amerisave Mortgage Corporation: 38% approved of 138One lender: 40% approved of 89One lender: 44% approved of 25One lender: 45% approved of 56One lender: 48% approved of 25One lender: 49% approved of 39One lender: 50% approved of 20One lender: 56% approved of 81One lender: 58% approved of 24One lender: 59% approved of 78One lender: 62% approved of 24One lender: 67% approved of 52One lender: 70% approved of 37One lender: 70% approved of 64One lender: 73% approved of 90Everwise Credit Union: 75% approved of 162One lender: 78% approved of 51Interra Credit Union: 80% approved of 142Rocket Mortgage, LLC: 80% approved of 445One lender: 81% approved of 85One lender: 81% approved of 32One lender: 85% approved of 33Lake City Bank: 87% approved of 209One lender: 88% approved of 113One lender: 89% approved of 61One lender: 89% approved of 37One lender: 93% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Elkhart County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%355 / 44598%$135K348
2Lake City Bank87%182 / 20997%$115K176
3Everwise Credit Union75%121 / 16299%$65K120
4Interra Credit Union80%113 / 14298%$125K111
5Amerisave Mortgage Corporation38%53 / 13896%$75K51

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 139 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Elkhart County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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