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Lender profile · HMDA 2023–2025

Evo Home Loans, LLC mortgage approval rate & lending review

Evo Home Loans, LLC decided 813 mortgage applications and funded 675 loans across the 616 counties Fat Boy Data covers, 2023–2025.

These are the decisions Evo Home Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.

Evo Home Loans, LLC at a glance

91.4%Approval rate743 of 813 decided
91%Borrower take-up675 loans funded
$355KTypical loanhome purchase mortgage, $10K brackets
6States activeof the 616 counties covered

Approval is 6.2 points above the 85.2% national rate for the same mix of loan types.

Approval rates by loan type

Loan typeApprovalApproved Taken upTypical loanLoans made
Mortgage lenders93%563 / 60690%$355K505
Cash-out refinance92%34 / 3797%$265K33
Refinance86%51 / 5990%$385K46
Investment property purchase89%65 / 7395%$345K62

Evo Home Loans, LLC lending by state

StateApprovalTypical loan DecidedLoans made
Arizona93%$355K534462
Nevada87%$325K135108
California90%$545K10779
Utah89%$455K2719

Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.

Questions about Evo Home Loans, LLC

What is Evo Home Loans, LLC's mortgage approval rate?

Evo Home Loans, LLC approved 91.4% of the 813 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 85.2% national rate for the same mix of loan types.

How often do borrowers take the loan Evo Home Loans, LLC offers?

Borrowers accepted 91% of the loans Evo Home Loans, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.

What size loans does Evo Home Loans, LLC make?

The typical home purchase mortgage loan Evo Home Loans, LLC made was $355K; across all loan types its typical loan ran from $265K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.

Where does Evo Home Loans, LLC lend?

Evo Home Loans, LLC decided applications in 6 of the states Fat Boy Data covers, most of them in Arizona, Nevada and California.

Can I apply to Evo Home Loans, LLC directly?

Yes. Evo Home Loans, LLC reports as a direct lender that takes applications from borrowers.

Does this page show Evo Home Loans, LLC's interest rates?

No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Evo Home Loans, LLC treats applications, then get a rate quote from the lender.

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