Lender profile · HMDA 2023–2025
Fedex Employees Credit Association mortgage approval rates & lending data
Fedex Employees Credit Association decided 513 mortgage applications and funded 401 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 120 / 138 | 98% | $245K | 117 |
| Home improvement loans | 92% | 237 / 257 | 92% | $55K | 218 |
| Cash-out refinance | 55% | 41 / 74 | 95% | $185K | 39 |
Fedex Employees Credit Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 84% | $55K | 166 | 132 |
| Mississippi | 91% | $55K | 56 | 49 |
| Florida | 77% | $55K | 30 | 21 |
| California | 62% | $55K | 24 | 13 |
| North Carolina | 75% | $55K | 24 | 17 |
| Texas | 65% | $205K | 23 | 15 |
| Georgia | 86% | $55K | 22 | 19 |
| Illinois | 91% | $45K | 22 | 18 |
| Pennsylvania | 89% | $35K | 19 | 16 |
| Indiana | 81% | $45K | 16 | 13 |
| New Jersey | 88% | $55K | 16 | 13 |
| Ohio | 79% | $75K | 14 | 11 |
| Arizona | 89% | $75K | 9 | 6 |
| Arkansas | 100% | $135K | 9 | 9 |
| Colorado | 71% | $265K | 7 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.