Fibre Federal Credit Union mortgage approval rate & lending review
Fibre Federal Credit Union decided 1,529 mortgage applications and funded 1,045 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fibre Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fibre Federal Credit Union at a glance
Approval is 5.0 points above the 70.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 288 / 357 | 87% | $245K | 250 |
| Home improvement loans | 75% | 619 / 820 | 93% | $65K | 575 |
| Cash-out refinance | 64% | 117 / 182 | 86% | $115K | 101 |
| Refinance | 70% | 71 / 102 | 94% | $135K | 67 |
| Investment refinance | 92% | 24 / 26 | 96% | $55K | 23 |
Fibre Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 77% | $65K | 1,458 | 1,011 |
| Oregon | 62% | $355K | 61 | 33 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fibre Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cowlitz County, WA | Home improvement loans | 77% | 697 | 499 |
| Cowlitz County, WA | Mortgage lenders | 80% | 277 | 189 |
| Cowlitz County, WA | Cash-out refinance | 68% | 164 | 97 |
| Clark County, WA | Home improvement loans | 77% | 83 | 58 |
| Cowlitz County, WA | Refinance | 68% | 88 | 57 |
The county markets where Fibre Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Fibre Federal Credit Union
What is Fibre Federal Credit Union's mortgage approval rate?
Fibre Federal Credit Union approved 75.6% of the 1,529 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.0 points above the 70.6% national rate for the same mix of loan types.
How often do borrowers take the loan Fibre Federal Credit Union offers?
Borrowers accepted 90% of the loans Fibre Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fibre Federal Credit Union make?
The typical home improvement loan loan Fibre Federal Credit Union made was $65K; across all loan types its typical loan ran from $55K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fibre Federal Credit Union lend?
Fibre Federal Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in Washington, Oregon and Texas.
Can I apply to Fibre Federal Credit Union directly?
Yes. Fibre Federal Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fibre Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fibre Federal Credit Union treats applications, then get a rate quote from the lender.