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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cowlitz County, Washington

Fat Boy Data analyzed cash-out refinance activity in Cowlitz County, Washington, home to Longview, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,633 applications were decided by 141 lenders between 2023 and 2025.

Cowlitz County at a glance

141Active lenders15 with 20+ decisions
72.5%Market approval rate1,184 of 1,633 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,108 loans funded

How Cowlitz County compares

Approval rate compared
Cowlitz County72.5%Washington71.3%All 616 counties68.2%
Typical loan compared
Cowlitz County$125KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cowlitz County, WA, 203 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 112.

The typical cash-out refinance here is $125K, 39% smaller than the Washington typical of $205K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 89One lender: 43% approved of 21One lender: 58% approved of 36One lender: 63% approved of 30One lender: 67% approved of 30Fibre Federal Credit Union: 68% approved of 164One lender: 71% approved of 31One lender: 72% approved of 29Rocket Mortgage, LLC: 76% approved of 275United Wholesale Mortgage, LLC: 78% approved of 95One lender: 83% approved of 23Red Canoe Credit Union: 89% approved of 186One lender: 90% approved of 21One lender: 94% approved of 32Guild Mortgage Company LLC: 96% approved of 112

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cowlitz County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%209 / 27597%$125K203
2Red Canoe Credit Union89%165 / 18698%$85K162
3Fibre Federal Credit Union68%112 / 16487%$115K97
4Guild Mortgage Company LLC96%108 / 11295%$85K103
5United Wholesale Mortgage, LLCBroker only78%74 / 9592%$275K68

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 136 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cowlitz County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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