Fidelity Lending Solutions, Inc. mortgage approval rate & lending review
Fidelity Lending Solutions, Inc. decided 2,292 mortgage applications and funded 1,794 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fidelity Lending Solutions, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to fidelitylending.com.
Fidelity Lending Solutions, Inc. at a glance
Approval is 15.1 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 793 / 802 | 85% | $695K | 677 |
| Cash-out refinance | 99% | 136 / 137 | 79% | $825K | 108 |
| Refinance | 99% | 157 / 159 | 68% | $755K | 107 |
| Investment property purchase | 99% | 795 / 807 | 80% | $435K | 633 |
| Investment cash-out refinance | 97% | 256 / 263 | 80% | $395K | 205 |
| Investment refinance | 98% | 121 / 123 | 53% | $605K | 64 |
Fidelity Lending Solutions, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $695K | 1,649 | 1,281 |
| Texas | 100% | $225K | 222 | 177 |
| Georgia | 100% | $345K | 151 | 133 |
| Florida | 99% | $335K | 109 | 90 |
| Massachusetts | 96% | $495K | 49 | 36 |
| Washington | 94% | $555K | 32 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fidelity Lending Solutions, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment property purchase | 99% | 106 | 80 |
| Orange County, CA | Investment property purchase | 98% | 101 | 80 |
| Montgomery County, TX | Investment property purchase | 100% | 31 | 31 |
| Gwinnett County, GA | Investment property purchase | 100% | 32 | 27 |
| Sacramento County, CA | Investment property purchase | 100% | 35 | 26 |
| Orange County, CA | Investment cash-out refinance | 97% | 36 | 24 |
| Los Angeles County, CA | Investment refinance | 97% | 36 | 23 |
| Fort Bend County, TX | Investment property purchase | 100% | 22 | 20 |
| Alameda County, CA | Investment property purchase | 100% | 22 | 18 |
| Santa Clara County, CA | Investment property purchase | 100% | 20 | 12 |
The county markets where Fidelity Lending Solutions, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Fidelity Lending Solutions, Inc.
What is Fidelity Lending Solutions, Inc.'s mortgage approval rate?
Fidelity Lending Solutions, Inc. approved 98.6% of the 2,292 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Fidelity Lending Solutions, Inc. offers?
Borrowers accepted 79% of the loans Fidelity Lending Solutions, Inc. approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fidelity Lending Solutions, Inc. make?
The typical investment property mortgage loan Fidelity Lending Solutions, Inc. made was $435K; across all loan types its typical loan ran from $395K to $825K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fidelity Lending Solutions, Inc. lend?
Fidelity Lending Solutions, Inc. decided applications in 23 of the states Fat Boy Data covers, most of them in California, Texas and Georgia.
Can I apply to Fidelity Lending Solutions, Inc. directly?
Yes. Fidelity Lending Solutions, Inc. reports as a direct lender that takes applications from borrowers. Its website is fidelitylending.com.
Does this page show Fidelity Lending Solutions, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fidelity Lending Solutions, Inc. treats applications, then get a rate quote from the lender.