Lender profile · HMDA 2023–2025
Fidelity Lending Solutions, Inc. mortgage approval rates & lending data
Fidelity Lending Solutions, Inc. decided 2,292 mortgage applications and funded 1,794 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 793 / 802 | 85% | $695K | 677 |
| Cash-out refinance | 99% | 136 / 137 | 79% | $825K | 108 |
| Refinance | 99% | 157 / 159 | 68% | $755K | 107 |
| Investment property purchase | 99% | 795 / 807 | 80% | $435K | 633 |
| Investment cash-out refinance | 97% | 256 / 263 | 80% | $395K | 205 |
| Investment refinance | 98% | 121 / 123 | 53% | $605K | 64 |
Fidelity Lending Solutions, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $695K | 1,649 | 1,281 |
| Texas | 100% | $225K | 222 | 177 |
| Georgia | 100% | $345K | 151 | 133 |
| Florida | 99% | $335K | 109 | 90 |
| Massachusetts | 96% | $495K | 49 | 36 |
| Washington | 94% | $555K | 32 | 21 |
| Colorado | 100% | $425K | 16 | 10 |
| Arizona | 100% | $315K | 12 | 7 |
| Hawaii | 78% | $155K | 9 | 4 |
| Nevada | 100% | $315K | 9 | 8 |
| Ohio | 100% | $205K | 5 | 5 |
| Oklahoma | 100% | $175K | 4 | 4 |
| Pennsylvania | 100% | $165K | 4 | 3 |
| Illinois | 100% | $195K | 3 | 3 |
| Indiana | 100% | $255K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.