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investment property lenders · HMDA 2023–2025

Investment property lenders in Sacramento County, California

Fat Boy Data analyzed investment property mortgage activity in Sacramento County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,266 applications were decided by 305 lenders between 2023 and 2025.

Sacramento County at a glance

305Active lenders51 with 20+ decisions
89.3%Market approval rate4,705 of 5,266 decided
$355KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,524 loans funded

How Sacramento County compares

Approval rate compared
Sacramento County89.3%California88.0%All 616 counties87.5%
Typical loan compared
Sacramento County$355KCalifornia$535KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Sacramento County, CA, 510 of them.

General Mortgage Capital Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical investment property mortgage here is $355K, 34% smaller than the California typical of $535K.

Approval rate of all 51 lenders with 20+ decisions here
0%25%50%75%100%One lender: 42% approved of 26One lender: 53% approved of 30One lender: 59% approved of 59One lender: 68% approved of 79One lender: 69% approved of 39One lender: 70% approved of 30One lender: 70% approved of 30One lender: 73% approved of 75One lender: 75% approved of 48One lender: 76% approved of 21One lender: 81% approved of 68One lender: 84% approved of 25One lender: 85% approved of 20One lender: 85% approved of 101One lender: 87% approved of 75United Wholesale Mortgage, LLC: 87% approved of 483Rocket Mortgage, LLC: 88% approved of 343One lender: 88% approved of 26One lender: 88% approved of 26One lender: 89% approved of 27One lender: 89% approved of 28One lender: 90% approved of 108One lender: 90% approved of 60One lender: 90% approved of 20One lender: 90% approved of 51One lender: 92% approved of 63One lender: 93% approved of 56One lender: 93% approved of 43One lender: 94% approved of 32Lennar Mortgage, LLC: 95% approved of 438One lender: 95% approved of 20One lender: 95% approved of 20Kiavi Funding, Inc.: 95% approved of 549One lender: 95% approved of 22One lender: 96% approved of 46The Loan Store, Inc.: 96% approved of 242One lender: 96% approved of 28One lender: 97% approved of 29One lender: 97% approved of 61One lender: 97% approved of 34One lender: 99% approved of 71One lender: 99% approved of 167One lender: 100% approved of 72One lender: 100% approved of 65One lender: 100% approved of 39One lender: 100% approved of 35One lender: 100% approved of 31One lender: 100% approved of 27One lender: 100% approved of 24One lender: 100% approved of 21One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Sacramento County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.95%522 / 54998%$355K510
2United Wholesale Mortgage, LLCBroker only87%420 / 48399%$335K414
3Lennar Mortgage, LLC95%414 / 43899%$415K410
4Rocket Mortgage, LLC88%301 / 34399%$355K298
5The Loan Store, Inc.96%233 / 24291%$375K211

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 300 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Sacramento County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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