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investment property lenders · HMDA 2023–2025

Investment property lenders in Santa Clara County, California

Fat Boy Data analyzed investment property mortgage activity in Santa Clara County, California, home to San Jose, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,158 applications were decided by 236 lenders between 2023 and 2025.

Santa Clara County at a glance

236Active lenders32 with 20+ decisions
90.5%Market approval rate2,859 of 3,158 decided
$925KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,767 loans funded

How Santa Clara County compares

Approval rate compared
Santa Clara County90.5%California88.0%All 616 counties87.5%
Typical loan compared
Santa Clara County$925KCalifornia$535KAll 616 counties$255K

What the data shows

Conventus LLC made the most investment property mortgages in Santa Clara County, CA, 393 of them.

Conventus LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 393.

The typical investment property mortgage here is $925K, 73% larger than the California typical of $535K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 69% approved of 52One lender: 78% approved of 111Rocket Mortgage, LLC: 79% approved of 183One lender: 80% approved of 93One lender: 81% approved of 27One lender: 82% approved of 94One lender: 85% approved of 20One lender: 86% approved of 21Wells Fargo Bank, National Association: 89% approved of 161One lender: 89% approved of 90One lender: 89% approved of 45One lender: 89% approved of 27One lender: 90% approved of 41One lender: 93% approved of 41One lender: 94% approved of 66One lender: 94% approved of 50Kiavi Funding, Inc.: 94% approved of 223One lender: 95% approved of 20One lender: 96% approved of 23Hsbc Bank USA, N.A.tional Association: 96% approved of 113One lender: 97% approved of 29One lender: 97% approved of 33One lender: 98% approved of 51Conventus LLC: 100% approved of 393One lender: 100% approved of 61One lender: 100% approved of 56One lender: 100% approved of 52One lender: 100% approved of 38One lender: 100% approved of 32One lender: 100% approved of 31One lender: 100% approved of 25One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Santa Clara County

LenderApprovalApprovedTaken upTypical loanLoans made
1Conventus LLC100%393 / 393100%$1.17M393
2Kiavi Funding, Inc.94%210 / 22398%$1.19M205
3Rocket Mortgage, LLC79%145 / 18397%$735K140
4Wells Fargo Bank, National Association89%143 / 16199%$905K142
5Hsbc Bank USA, N.A.tional Association96%109 / 11399%$985K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 231 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Santa Clara County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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