Financial Center First Credit Union mortgage approval rate & lending review
Financial Center First Credit Union decided 731 mortgage applications and funded 489 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Financial Center First Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Financial Center First Credit Union at a glance
Approval is 5.9 points below the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 64% | 102 / 160 | 96% | $165K | 98 |
| Home improvement loans | 67% | 166 / 246 | 100% | $45K | 166 |
| Refinance | 74% | 226 / 307 | 97% | $75K | 220 |
Financial Center First Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 68% | $75K | 730 | 489 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Financial Center First Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Refinance | 74% | 152 | 111 |
| Marion County, IN | Home improvement loans | 66% | 141 | 93 |
| Delaware County, IN | Refinance | 77% | 57 | 43 |
| Johnson County, IN | Refinance | 77% | 39 | 28 |
| Delaware County, IN | Home improvement loans | 66% | 35 | 23 |
| Hamilton County, IN | Home improvement loans | 70% | 27 | 19 |
| Hamilton County, IN | Refinance | 65% | 26 | 17 |
| Johnson County, IN | Mortgage lenders | 59% | 29 | 17 |
| Johnson County, IN | Home improvement loans | 81% | 21 | 17 |
| Delaware County, IN | Mortgage lenders | 81% | 21 | 16 |
The county markets where Financial Center First Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Financial Center First Credit Union
What is Financial Center First Credit Union's mortgage approval rate?
Financial Center First Credit Union approved 68.3% of the 731 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.9 points below the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan Financial Center First Credit Union offers?
Borrowers accepted 98% of the loans Financial Center First Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Financial Center First Credit Union make?
The typical mortgage refinance loan Financial Center First Credit Union made was $75K; across all loan types its typical loan ran from $45K to $165K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Financial Center First Credit Union lend?
Financial Center First Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Indiana and New Jersey.
Can I apply to Financial Center First Credit Union directly?
Yes. Financial Center First Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Financial Center First Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Financial Center First Credit Union treats applications, then get a rate quote from the lender.