First Federal Savings and Loan Bank mortgage approval rate & lending review
First Federal Savings and Loan Bank decided 335 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings and Loan Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings and Loan Bank at a glance
Approval is 14.1 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 133 / 141 | 92% | $165K | 123 |
| Refinance | 89% | 34 / 38 | 85% | $185K | 29 |
| Investment property purchase | 99% | 94 / 95 | 85% | $115K | 80 |
| Investment home improvement | 100% | 27 / 27 | 100% | $95K | 27 |
First Federal Savings and Loan Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings and Loan Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wyandotte County, KS | Mortgage lenders | 95% | 60 | 55 |
| Wyandotte County, KS | Investment property purchase | 100% | 47 | 40 |
| Jackson County, MO | Investment property purchase | 96% | 27 | 22 |
The county markets where First Federal Savings and Loan Bank made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings and Loan Bank
What is First Federal Savings and Loan Bank's mortgage approval rate?
First Federal Savings and Loan Bank approved 95.5% of the 335 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.1 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings and Loan Bank offers?
Borrowers accepted 90% of the loans First Federal Savings and Loan Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings and Loan Bank make?
The typical home purchase mortgage loan First Federal Savings and Loan Bank made was $165K; across all loan types its typical loan ran from $95K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings and Loan Bank lend?
First Federal Savings and Loan Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Kansas and Missouri.
Can I apply to First Federal Savings and Loan Bank directly?
Yes. First Federal Savings and Loan Bank is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings and Loan Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings and Loan Bank treats applications, then get a rate quote from the lender.