Lender profile · HMDA 2023–2025
First Mid Bank & Trust, National Association mortgage approval rates & lending data
First Mid Bank & Trust, National Association decided 2,521 mortgage applications and funded 2,010 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 1,110 / 1,251 | 98% | $175K | 1,093 |
| Home improvement loans | 64% | 388 / 610 | 98% | $45K | 381 |
| Cash-out refinance | 77% | 102 / 133 | 99% | $165K | 101 |
| Refinance | 78% | 174 / 223 | 99% | $105K | 173 |
| Investment property purchase | 88% | 164 / 186 | 99% | $115K | 162 |
| Investment cash-out refinance | 79% | 37 / 47 | 100% | $95K | 37 |
| Investment home improvement | 89% | 48 / 54 | 100% | $65K | 48 |
First Mid Bank & Trust, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 82% | $175K | 1,896 | 1,538 |
| Missouri | 77% | $195K | 295 | 222 |
| Wisconsin | 80% | $165K | 216 | 171 |
| Indiana | 74% | $155K | 38 | 27 |
| Texas | 54% | $255K | 37 | 19 |
| Florida | 82% | $355K | 22 | 18 |
| Alabama | 75% | $435K | 4 | 3 |
| Arizona | 100% | $225K | 3 | 3 |
| Georgia | 100% | $305K | 2 | 2 |
| Minnesota | 100% | $285K | 2 | 2 |
| Arkansas | 0% | — | 1 | 0 |
| Iowa | 100% | $105K | 1 | 1 |
| Maine | 100% | $505K | 1 | 1 |
| Montana | 100% | $2.12M | 1 | 1 |
| North Carolina | 100% | $395K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.