Home improvement loan lenders in Madison County, Illinois
Fat Boy Data analyzed home improvement loan activity in Madison County, Illinois, home to Granite City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,832 applications were decided by 101 lenders between 2023 and 2025.
Madison County at a glance
How Madison County compares
What the data shows
FCB Banks made the most home improvement loans in Madison County, IL, 247 of them.
Midwest Members Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.
Lenders approved 68.2% of home improvement loan applications in Madison County, IL, 10.3 percentage points above the Illinois rate of 57.9%.
The typical home improvement loan here is $55K, 27% smaller than the Illinois typical of $75K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Madison County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 51% | 210 / 415 | 93% | $55K | 196 |
| 2 | FCB Banks | 89% | 250 / 281 | 99% | $55K | 247 |
| 3 | 1St Midamerica Credit Union | 83% | 231 / 279 | 89% | $45K | 206 |
| 4 | Scott Credit Union | 68% | 185 / 274 | 100% | $55K | 185 |
| 5 | U.S. Bank National Association | 39% | 85 / 216 | 99% | $55K | 84 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 96 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Madison County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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