Home improvement loan lenders in Madison County, Illinois
Fat Boy Data analyzed home improvement loan activity in Madison County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,832 applications were decided by 101 lenders between 2023 and 2025.
Madison County at a glance
How Madison County compares
What the data shows
FCB Banks made the most home improvement loans in Madison County, IL, 247 of them.
Midwest Members Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 55.
Lenders approved 68.2% of home improvement loan applications in Madison County, IL, 10.3 percentage points above the Illinois rate of 57.9%.
The typical home improvement loan here is $55K, 27% smaller than the Illinois typical of $75K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Madison County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Regions Bank | 51% | 210 / 415 | 93% | $55K | 196 |
| 2 | FCB Banks | 89% | 250 / 281 | 99% | $55K | 247 |
| 3 | 1St Midamerica Credit Union | 83% | 231 / 279 | 89% | $45K | 206 |
| 4 | Scott Credit Union | 68% | 185 / 274 | 100% | $55K | 185 |
| 5 | U.S. Bank National Association | 39% | 85 / 216 | 99% | $55K | 84 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 96 more lenders.
Free. One email unlocks the whole market.
You are seeing the 5 largest home improvement loan lenders in Madison County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
- Every lender, ranked
- Approval and take-up rates
- Typical loan and full range
- Nearest office and distance
- Branch count and how to apply
- How reachable each lender is
We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.