Lender profile · HMDA 2023–2025
First National Bank Texas mortgage approval rates & lending data
First National Bank Texas decided 2,666 mortgage applications and funded 2,473 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,168 / 2,260 | 100% | $295K | 2,167 |
| Home improvement loans | 53% | 28 / 53 | 100% | $85K | 28 |
| Refinance | 70% | 147 / 210 | 100% | $255K | 147 |
| Investment property purchase | 97% | 96 / 99 | 100% | $175K | 96 |
| Investment refinance | 84% | 36 / 43 | 94% | $195K | 34 |
First National Bank Texas lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $245K | 2,437 | 2,252 |
| Arizona | 96% | $405K | 125 | 120 |
| New Mexico | 88% | $305K | 25 | 22 |
| Ohio | 100% | $225K | 17 | 17 |
| Florida | 100% | $305K | 9 | 9 |
| Washington | 100% | $315K | 6 | 6 |
| Arkansas | 100% | $275K | 4 | 4 |
| Georgia | 100% | $235K | 4 | 4 |
| Alabama | 100% | $345K | 3 | 3 |
| Maryland | 100% | $335K | 3 | 3 |
| Oklahoma | 100% | $145K | 3 | 3 |
| South Carolina | 100% | $365K | 3 | 3 |
| Tennessee | 100% | $275K | 3 | 3 |
| Colorado | 100% | $335K | 2 | 2 |
| Kansas | 100% | $95K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.