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refinance lenders · HMDA 2023–2025

Refinance lenders in Bell County, Texas

Fat Boy Data analyzed mortgage refinance activity in Bell County, Texas, home to Killeen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,888 applications were decided by 203 lenders between 2023 and 2025.

Bell County at a glance

203Active lenders32 with 20+ decisions
75.5%Market approval rate2,937 of 3,888 decided
$295KTypical loanmedian lender, $10K brackets
86%Borrower take-up2,536 loans funded

How Bell County compares

Approval rate compared
Bell County75.5%Texas70.9%All 616 counties76.5%
Typical loan compared
Bell County$295KTexas$335KAll 616 counties$295K

What the data shows

Freedom Mortgage Corporation made the most mortgage refinances in Bell County, TX, 209 of them.

Mortgage Solutions of Colorado, LLC approved the highest share of applications among lenders with at least 20 decisions here, 99% of 123.

The typical mortgage refinance here is $295K, 12% smaller than the Texas typical of $335K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 28One lender: 13% approved of 23One lender: 15% approved of 72One lender: 33% approved of 48Mortgage Research Center, LLC: 39% approved of 293One lender: 39% approved of 23One lender: 46% approved of 35One lender: 50% approved of 44One lender: 50% approved of 40Lakeview Loan Servicing, LLC: 51% approved of 256One lender: 57% approved of 35One lender: 64% approved of 42One lender: 67% approved of 109Rocket Mortgage, LLC: 71% approved of 255One lender: 79% approved of 56One lender: 80% approved of 44One lender: 80% approved of 76One lender: 83% approved of 23One lender: 85% approved of 68One lender: 88% approved of 26One lender: 89% approved of 35One lender: 89% approved of 187One lender: 89% approved of 73One lender: 90% approved of 21One lender: 91% approved of 77United Wholesale Mortgage, LLC: 93% approved of 622Freedom Mortgage Corporation: 94% approved of 325One lender: 94% approved of 48One lender: 95% approved of 176One lender: 96% approved of 24One lender: 97% approved of 31One lender: 99% approved of 123

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Bell County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%581 / 62291%$315K526
2Freedom Mortgage Corporation94%304 / 32569%$295K209
3Mortgage Research Center, LLC39%114 / 29399%$285K113
4Lakeview Loan Servicing, LLC51%131 / 25656%$335K74
5Rocket Mortgage, LLC71%182 / 25595%$255K172

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 198 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Bell County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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