FIRST NEBRASKA Credit Union mortgage approval rate & lending review
FIRST NEBRASKA Credit Union decided 276 mortgage applications and funded 192 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FIRST NEBRASKA Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FIRST NEBRASKA Credit Union at a glance
Approval is 18.0 points above the 69.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 33 / 36 | 76% | $195K | 25 |
| Home improvement loans | 85% | 80 / 94 | 78% | $35K | 62 |
| Cash-out refinance | 91% | 105 / 116 | 87% | $55K | 91 |
FIRST NEBRASKA Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 88% | $55K | 275 | 191 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FIRST NEBRASKA Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, NE | Cash-out refinance | 90% | 77 | 61 |
| Douglas County, NE | Home improvement loans | 87% | 68 | 45 |
| Lancaster County, NE | Home improvement loans | 82% | 22 | 15 |
| Lancaster County, NE | Cash-out refinance | 86% | 22 | 15 |
The county markets where FIRST NEBRASKA Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about FIRST NEBRASKA Credit Union
What is FIRST NEBRASKA Credit Union's mortgage approval rate?
FIRST NEBRASKA Credit Union approved 87.7% of the 276 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.0 points above the 69.7% national rate for the same mix of loan types.
How often do borrowers take the loan FIRST NEBRASKA Credit Union offers?
Borrowers accepted 79% of the loans FIRST NEBRASKA Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FIRST NEBRASKA Credit Union make?
The typical cash-out refinance loan FIRST NEBRASKA Credit Union made was $55K; across all loan types its typical loan ran from $35K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FIRST NEBRASKA Credit Union lend?
FIRST NEBRASKA Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Nebraska and Texas.
Can I apply to FIRST NEBRASKA Credit Union directly?
Yes. FIRST NEBRASKA Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FIRST NEBRASKA Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FIRST NEBRASKA Credit Union treats applications, then get a rate quote from the lender.