Lender profile · HMDA 2023–2025
FIRST SERVICE Credit Union mortgage approval rates & lending data
FIRST SERVICE Credit Union decided 1,148 mortgage applications and funded 978 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 199 / 206 | 99% | $305K | 197 |
| Cash-out refinance | 84% | 726 / 862 | 98% | $85K | 715 |
| Investment property purchase | 90% | 35 / 39 | 100% | $125K | 35 |
FIRST SERVICE Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 86% | $85K | 1,148 | 978 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.