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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montgomery County, Texas

Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Texas, home to Conroe, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,806 applications were decided by 305 lenders between 2023 and 2025.

Montgomery County at a glance

305Active lenders36 with 20+ decisions
65.5%Market approval rate3,146 of 4,806 decided
$205KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,914 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County65.5%Texas66.8%All 616 counties68.2%
Typical loan compared
Montgomery County$205KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Montgomery County, TX, 812 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical cash-out refinance here is $205K, 11% larger than the Texas typical of $185K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 22One lender: 21% approved of 108One lender: 22% approved of 93One lender: 22% approved of 72Amerisave Mortgage Corporation: 25% approved of 236One lender: 25% approved of 64One lender: 30% approved of 20One lender: 36% approved of 36Newrez LLC: 44% approved of 192One lender: 50% approved of 46One lender: 50% approved of 103One lender: 60% approved of 20One lender: 62% approved of 55One lender: 62% approved of 108One lender: 62% approved of 61One lender: 63% approved of 43One lender: 63% approved of 135One lender: 64% approved of 77One lender: 64% approved of 44One lender: 66% approved of 29One lender: 67% approved of 21One lender: 69% approved of 35Loandepot.Com, LLC: 69% approved of 154One lender: 69% approved of 26Rocket Mortgage, LLC: 77% approved of 1,104One lender: 79% approved of 150United Wholesale Mortgage, LLC: 81% approved of 229One lender: 83% approved of 48One lender: 84% approved of 122One lender: 87% approved of 23One lender: 87% approved of 55One lender: 88% approved of 94One lender: 89% approved of 107One lender: 94% approved of 32One lender: 95% approved of 21One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%848 / 1,10496%$205K812
2Amerisave Mortgage Corporation25%58 / 23698%$185K57
3United Wholesale Mortgage, LLCBroker only81%185 / 22996%$255K177
4Newrez LLC44%85 / 19295%$165K81
5Loandepot.Com, LLC69%106 / 15498%$215K104

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 300 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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