Lender profile · HMDA 2023–2025
First State Mortgage Services, LLC mortgage approval rates & lending data
First State Mortgage Services, LLC decided 3,413 mortgage applications and funded 3,310 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,899 / 2,972 | 100% | $215K | 2,888 |
| Cash-out refinance | 92% | 71 / 77 | 99% | $205K | 70 |
| Refinance | 97% | 182 / 188 | 100% | $265K | 182 |
| Investment property purchase | 96% | 149 / 155 | 100% | $135K | 149 |
First State Mortgage Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $215K | 2,947 | 2,851 |
| Wisconsin | 99% | $305K | 299 | 297 |
| Florida | 97% | $325K | 32 | 31 |
| Indiana | 93% | $245K | 15 | 14 |
| Missouri | 93% | $265K | 15 | 14 |
| Tennessee | 100% | $285K | 14 | 14 |
| Alabama | 100% | $205K | 9 | 9 |
| Georgia | 100% | $425K | 8 | 8 |
| Nebraska | 88% | $205K | 8 | 7 |
| Texas | 100% | $355K | 8 | 8 |
| South Carolina | 100% | $225K | 7 | 7 |
| Arizona | 100% | $355K | 6 | 6 |
| North Carolina | 100% | $295K | 6 | 6 |
| Michigan | 100% | $315K | 5 | 5 |
| Minnesota | 100% | $325K | 5 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.