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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Macon County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in Macon County, Illinois, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,391 applications were decided by 200 lenders between 2023 and 2025.

Macon County at a glance

200Active lenders32 with 20+ decisions
87.3%Market approval rate2,961 of 3,391 decided
$135KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,867 loans funded

How Macon County compares

Approval rate compared
Macon County87.3%Illinois89.1%All 616 counties87.6%
Typical loan compared
Macon County$135KIllinois$285KAll 616 counties$335K

What the data shows

New American Funding, LLC made the most home purchase mortgages in Macon County, IL, 306 of them.

INB, National Association approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical home purchase mortgage here is $135K, 53% smaller than the Illinois typical of $285K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 68One lender: 38% approved of 45One lender: 57% approved of 28One lender: 74% approved of 43One lender: 78% approved of 37One lender: 80% approved of 25One lender: 81% approved of 21One lender: 82% approved of 22One lender: 84% approved of 62Busey Bank: 84% approved of 199Rocket Mortgage, LLC: 84% approved of 194One lender: 86% approved of 173One lender: 86% approved of 28One lender: 86% approved of 21One lender: 88% approved of 24One lender: 89% approved of 44One lender: 89% approved of 159One lender: 89% approved of 110Hickory Point Bank and Trust: 91% approved of 181One lender: 91% approved of 70One lender: 92% approved of 124One lender: 93% approved of 44One lender: 94% approved of 67New American Funding, LLC: 94% approved of 325One lender: 95% approved of 80One lender: 95% approved of 20One lender: 96% approved of 55One lender: 96% approved of 84One lender: 98% approved of 161One lender: 98% approved of 113Flat Branch Mortgage, Inc.: 98% approved of 187One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Macon County

LenderApprovalApprovedTaken upTypical loanLoans made
1New American Funding, LLC94%306 / 325100%$135K306
2Busey Bank84%167 / 199100%$95K167
3Rocket Mortgage, LLC84%163 / 194100%$135K163
4Flat Branch Mortgage, Inc.98%184 / 18799%$125K182
5Hickory Point Bank and Trust91%165 / 18198%$145K162

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 195 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Macon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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