Focusone Mortgage, LLC mortgage approval rate & lending review
Focusone Mortgage, LLC decided 775 mortgage applications and funded 639 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Focusone Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to f1.mymortgage-online.com.
Focusone Mortgage, LLC at a glance
Approval is 7.5 points above the 77.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 279 / 302 | 98% | $265K | 273 |
| Cash-out refinance | 81% | 292 / 361 | 96% | $95K | 280 |
| Refinance | 62% | 16 / 26 | 100% | $175K | 16 |
| Investment property purchase | 94% | 48 / 51 | 98% | $165K | 47 |
| Investment cash-out refinance | 68% | 23 / 34 | 96% | $145K | 22 |
Focusone Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 85% | $165K | 770 | 635 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Focusone Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Cash-out refinance | 79% | 205 | 154 |
| Bexar County, TX | Cash-out refinance | 82% | 50 | 41 |
| Randall County, TX | Mortgage lenders | 100% | 30 | 29 |
| Fort Bend County, TX | Cash-out refinance | 75% | 24 | 18 |
| Montgomery County, TX | Cash-out refinance | 95% | 21 | 18 |
The county markets where Focusone Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Focusone Mortgage, LLC
What is Focusone Mortgage, LLC's mortgage approval rate?
Focusone Mortgage, LLC approved 85.0% of the 775 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 77.6% national rate for the same mix of loan types.
How often do borrowers take the loan Focusone Mortgage, LLC offers?
Borrowers accepted 97% of the loans Focusone Mortgage, LLC approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Focusone Mortgage, LLC make?
The typical cash-out refinance loan Focusone Mortgage, LLC made was $95K; across all loan types its typical loan ran from $95K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Focusone Mortgage, LLC lend?
Focusone Mortgage, LLC decided applications in 3 of the states Fat Boy Data covers, most of them in Texas, Louisiana and New Mexico.
Can I apply to Focusone Mortgage, LLC directly?
Yes. Focusone Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is f1.mymortgage-online.com.
Does this page show Focusone Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Focusone Mortgage, LLC treats applications, then get a rate quote from the lender.