Lender profile · HMDA 2023–2025
Gorham Savings Bank mortgage approval rates & lending data
Gorham Savings Bank decided 554 mortgage applications and funded 460 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 110 / 123 | 97% | $385K | 107 |
| Home improvement loans | 80% | 167 / 208 | 99% | $115K | 166 |
| Refinance | 84% | 122 / 145 | 98% | $205K | 119 |
| Investment property purchase | 97% | 33 / 34 | 91% | $245K | 30 |
| Investment home improvement | 81% | 22 / 27 | 100% | $205K | 22 |
Gorham Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 85% | $205K | 554 | 460 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.