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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Cumberland County, Maine

Fat Boy Data analyzed investment home improvement loan activity in Cumberland County, Maine, home to Portland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 371 applications were decided by 66 lenders between 2023 and 2025.

Cumberland County at a glance

66Active lenders5 with 20+ decisions
68.7%Market approval rate255 of 371 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up244 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County68.7%Maine68.5%All 616 counties51.2%
Typical loan compared
Cumberland County$175KMaine$135KAll 616 counties$115K

What the data shows

Bangor Savings Bank made the most investment home improvement loans in Cumberland County, ME, 29 of them.

Gorham Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 86% of 21.

The typical investment home improvement loan here is $175K, 30% larger than the Maine typical of $135K.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 5 lenders with 20+ decisions here
0%25%50%75%100%Bangor Savings Bank: 54% approved of 54Town & Country Federal Credit Union: 73% approved of 37Norway Savings Bank: 75% approved of 28TD Bank, National Association: 76% approved of 29Gorham Savings Bank: 86% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property improvement lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bangor Savings Bank54%29 / 54100%$175K29
2Town & Country Federal Credit Union73%27 / 37100%$105K27
3TD Bank, National Association76%22 / 2986%$125K19
4Norway Savings Bank75%21 / 28100%$245K21
5Gorham Savings Bank86%18 / 21100%$205K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment home improvement loan lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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