Government Employees mortgage approval rate & lending review
Government Employees decided 283 mortgage applications and funded 283 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Government Employees reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Government Employees at a glance
Approval is 31.8 points above the 68.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 100% | 283 / 283 | 100% | $115K | 283 |
Government Employees lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 100% | $115K | 283 | 283 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Government Employees lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Travis County, TX | Cash-out refinance | 100% | 140 | 140 |
| Williamson County, TX | Cash-out refinance | 100% | 63 | 63 |
| Hays County, TX | Cash-out refinance | 100% | 39 | 39 |
The county markets where Government Employees made the most loans. Each link opens that market with every lender ranked.
Questions about Government Employees
What is Government Employees's mortgage approval rate?
Government Employees approved 100.0% of the 283 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 31.8 points above the 68.2% national rate for the same mix of loan types.
How often do borrowers take the loan Government Employees offers?
Borrowers accepted 100% of the loans Government Employees approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Government Employees make?
The typical cash-out refinance loan Government Employees made was $115K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Government Employees lend?
Government Employees decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Government Employees directly?
Yes. Government Employees is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Government Employees's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Government Employees treats applications, then get a rate quote from the lender.