Great American Bank mortgage approval rate & lending review
Great American Bank decided 358 mortgage applications and funded 346 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Great American Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Great American Bank at a glance
Approval is 15.0 points above the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 232 / 232 | 100% | $205K | 232 |
| Investment refinance | 100% | 68 / 68 | 96% | $175K | 65 |
Great American Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Great American Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jackson County, MO | Investment property purchase | 100% | 73 | 73 |
| Douglas County, KS | Investment property purchase | 100% | 63 | 63 |
| Johnson County, KS | Investment property purchase | 100% | 41 | 41 |
| Wyandotte County, KS | Investment property purchase | 100% | 24 | 24 |
| Jackson County, MO | Investment refinance | 100% | 21 | 21 |
The county markets where Great American Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Great American Bank
What is Great American Bank's mortgage approval rate?
Great American Bank approved 97.5% of the 358 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.0 points above the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Great American Bank offers?
Borrowers accepted 99% of the loans Great American Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Great American Bank make?
The typical investment property mortgage loan Great American Bank made was $205K; across all loan types its typical loan ran from $175K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Great American Bank lend?
Great American Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Kansas and Missouri.
Can I apply to Great American Bank directly?
Yes. Great American Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Great American Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Great American Bank treats applications, then get a rate quote from the lender.