Guaranty Home Mortgage Corporation mortgage approval rate & lending review
Guaranty Home Mortgage Corporation decided 705 mortgage applications and funded 548 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Guaranty Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Guaranty Home Mortgage Corporation at a glance
Approval is 8.1 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 411 / 443 | 89% | $275K | 365 |
| Cash-out refinance | 86% | 86 / 100 | 78% | $165K | 67 |
| Refinance | 86% | 48 / 56 | 77% | $325K | 37 |
| Investment property purchase | 94% | 63 / 67 | 75% | $165K | 47 |
| Investment cash-out refinance | 96% | 26 / 27 | 85% | $125K | 22 |
Guaranty Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $285K | 134 | 120 |
| California | 89% | $635K | 57 | 40 |
| Florida | 88% | $315K | 50 | 39 |
| Ohio | 85% | $205K | 47 | 34 |
| Georgia | 85% | $185K | 46 | 31 |
| South Carolina | 79% | $195K | 43 | 26 |
| Pennsylvania | 97% | $175K | 37 | 33 |
| Alabama | 84% | $215K | 31 | 22 |
| Texas | 100% | $285K | 27 | 21 |
| Mississippi | 100% | $205K | 24 | 20 |
| Michigan | 91% | $85K | 23 | 19 |
| Nevada | 83% | $355K | 23 | 13 |
| Washington | 95% | $455K | 20 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Guaranty Home Mortgage Corporation
What is Guaranty Home Mortgage Corporation's mortgage approval rate?
Guaranty Home Mortgage Corporation approved 91.3% of the 705 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan Guaranty Home Mortgage Corporation offers?
Borrowers accepted 85% of the loans Guaranty Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Guaranty Home Mortgage Corporation make?
The typical home purchase mortgage loan Guaranty Home Mortgage Corporation made was $275K; across all loan types its typical loan ran from $125K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Guaranty Home Mortgage Corporation lend?
Guaranty Home Mortgage Corporation decided applications in 34 of the states Fat Boy Data covers, most of them in Tennessee, California and Florida.
Can I apply to Guaranty Home Mortgage Corporation directly?
Yes. Guaranty Home Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Guaranty Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Guaranty Home Mortgage Corporation treats applications, then get a rate quote from the lender.