Lender profile · HMDA 2023–2025
Guaranty Home Mortgage Corporation mortgage approval rates & lending data
Guaranty Home Mortgage Corporation decided 705 mortgage applications and funded 548 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 411 / 443 | 89% | $275K | 365 |
| Cash-out refinance | 86% | 86 / 100 | 78% | $165K | 67 |
| Refinance | 86% | 48 / 56 | 77% | $325K | 37 |
| Investment property purchase | 94% | 63 / 67 | 75% | $165K | 47 |
| Investment cash-out refinance | 96% | 26 / 27 | 85% | $125K | 22 |
Guaranty Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 96% | $285K | 134 | 120 |
| California | 89% | $635K | 57 | 40 |
| Florida | 88% | $315K | 50 | 39 |
| Ohio | 85% | $205K | 47 | 34 |
| Georgia | 85% | $185K | 46 | 31 |
| South Carolina | 79% | $195K | 43 | 26 |
| Pennsylvania | 97% | $175K | 37 | 33 |
| Alabama | 84% | $215K | 31 | 22 |
| Texas | 100% | $285K | 27 | 21 |
| Mississippi | 100% | $205K | 24 | 20 |
| Michigan | 91% | $85K | 23 | 19 |
| Nevada | 83% | $355K | 23 | 13 |
| Washington | 95% | $455K | 20 | 16 |
| Colorado | 100% | $455K | 18 | 15 |
| Indiana | 83% | $235K | 18 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.