Gulf Coast Community Federal Credit Union mortgage approval rate & lending review
Gulf Coast Community Federal Credit Union decided 300 mortgage applications and funded 133 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Gulf Coast Community Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Gulf Coast Community Federal Credit Union at a glance
Approval is 28.5 points below the 77.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 43% | 15 / 35 | 67% | $305K | 10 |
| Refinance | 50% | 130 / 258 | 92% | $65K | 120 |
Gulf Coast Community Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 49% | $65K | 300 | 133 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Gulf Coast Community Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harrison County, MS | Refinance | 52% | 235 | 114 |
| Harrison County, MS | Mortgage lenders | 42% | 33 | 10 |
| Jackson County, MS | Refinance | 30% | 23 | 6 |
The county markets where Gulf Coast Community Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Gulf Coast Community Federal Credit Union
What is Gulf Coast Community Federal Credit Union's mortgage approval rate?
Gulf Coast Community Federal Credit Union approved 49.3% of the 300 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 28.5 points below the 77.8% national rate for the same mix of loan types.
How often do borrowers take the loan Gulf Coast Community Federal Credit Union offers?
Borrowers accepted 90% of the loans Gulf Coast Community Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Gulf Coast Community Federal Credit Union make?
The typical mortgage refinance loan Gulf Coast Community Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Gulf Coast Community Federal Credit Union lend?
Gulf Coast Community Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Mississippi.
Can I apply to Gulf Coast Community Federal Credit Union directly?
Yes. Gulf Coast Community Federal Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Gulf Coast Community Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Gulf Coast Community Federal Credit Union treats applications, then get a rate quote from the lender.