Lender profile · HMDA 2023–2025
Gulf Winds Credit Union mortgage approval rates & lending data
Gulf Winds Credit Union decided 730 mortgage applications and funded 572 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 147 / 177 | 99% | $265K | 146 |
| Home improvement loans | 96% | 45 / 47 | 100% | $55K | 45 |
| Cash-out refinance | 79% | 371 / 470 | 97% | $65K | 359 |
| Refinance | 52% | 13 / 25 | 92% | $205K | 12 |
Gulf Winds Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 80% | $65K | 672 | 525 |
| Alabama | 84% | $65K | 56 | 46 |
| Georgia | 100% | $325K | 1 | 1 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.