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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Escambia County, Florida

Fat Boy Data analyzed cash-out refinance activity in Escambia County, Florida, home to Pensacola, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,935 applications were decided by 210 lenders between 2023 and 2025.

Escambia County at a glance

210Active lenders30 with 20+ decisions
63.5%Market approval rate2,497 of 3,935 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up2,344 loans funded

How Escambia County compares

Approval rate compared
Escambia County63.5%Florida62.2%All 616 counties68.2%
Typical loan compared
Escambia County$165KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Escambia County, FL, 587 of them.

That is 25% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 21.

The typical cash-out refinance here is $165K, 15% smaller than the Florida typical of $195K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 96One lender: 25% approved of 40Amerisave Mortgage Corporation: 28% approved of 203One lender: 34% approved of 44One lender: 35% approved of 34One lender: 37% approved of 106One lender: 38% approved of 21One lender: 41% approved of 169One lender: 45% approved of 22One lender: 48% approved of 114One lender: 52% approved of 58One lender: 52% approved of 23One lender: 58% approved of 69One lender: 58% approved of 24One lender: 60% approved of 135One lender: 61% approved of 36One lender: 65% approved of 111One lender: 66% approved of 32United Wholesale Mortgage, LLC: 68% approved of 269One lender: 69% approved of 93Navy Federal Credit Union: 70% approved of 298One lender: 75% approved of 55One lender: 75% approved of 24Rocket Mortgage, LLC: 77% approved of 784One lender: 80% approved of 79Gulf Winds Credit Union: 80% approved of 253One lender: 80% approved of 25One lender: 83% approved of 23One lender: 83% approved of 29One lender: 95% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Escambia County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%603 / 78497%$165K587
2Navy Federal Credit Union70%209 / 29899%$145K206
3United Wholesale Mortgage, LLCBroker only68%183 / 26997%$245K178
4Gulf Winds Credit Union80%202 / 25398%$65K197
5Amerisave Mortgage Corporation28%56 / 203100%$105K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 205 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Escambia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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