Hometown Equity Mortgage, LLC mortgage approval rate & lending review
Hometown Equity Mortgage, LLC decided 27,299 mortgage applications and funded 13,553 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hometown Equity Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to thelender.com.
Hometown Equity Mortgage, LLC at a glance
Approval is 26.8 points below the 79.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 57% | 3,320 / 5,834 | 89% | $465K | 2,943 |
| Cash-out refinance | 50% | 1,684 / 3,399 | 84% | $335K | 1,411 |
| Refinance | 36% | 273 / 767 | 86% | $525K | 235 |
| Investment property purchase | 60% | 4,195 / 6,993 | 98% | $315K | 4,110 |
| Investment cash-out refinance | 51% | 3,980 / 7,823 | 97% | $275K | 3,873 |
| Investment refinance | 41% | 1,013 / 2,483 | 97% | $325K | 981 |
Hometown Equity Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 54% | $575K | 6,732 | 3,229 |
| Florida | 53% | $345K | 6,143 | 3,087 |
| Texas | 51% | $225K | 2,635 | 1,254 |
| New York | 56% | $565K | 2,075 | 1,143 |
| Georgia | 49% | $295K | 1,038 | 467 |
| New Jersey | 53% | $475K | 1,003 | 519 |
| Arizona | 54% | $335K | 601 | 308 |
| Pennsylvania | 51% | $185K | 575 | 275 |
| Maryland | 42% | $165K | 497 | 196 |
| Illinois | 50% | $285K | 407 | 186 |
| South Carolina | 61% | $205K | 390 | 228 |
| North Carolina | 54% | $215K | 384 | 201 |
| Massachusetts | 52% | $405K | 383 | 196 |
| Tennessee | 57% | $215K | 362 | 191 |
| Connecticut | 55% | $325K | 338 | 184 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hometown Equity Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 59% | 608 | 315 |
| Los Angeles County, CA | Cash-out refinance | 55% | 676 | 301 |
| Riverside County, CA | Mortgage lenders | 71% | 448 | 266 |
| Los Angeles County, CA | Investment cash-out refinance | 51% | 454 | 218 |
| Miami-Dade County, FL | Investment property purchase | 59% | 319 | 186 |
| San Bernardino County, CA | Mortgage lenders | 71% | 259 | 158 |
| Osceola County, FL | Investment property purchase | 64% | 246 | 157 |
| Miami-Dade County, FL | Investment cash-out refinance | 45% | 348 | 151 |
| San Diego County, CA | Mortgage lenders | 67% | 244 | 145 |
| Harris County, TX | Investment property purchase | 73% | 189 | 134 |
| Los Angeles County, CA | Investment property purchase | 58% | 217 | 124 |
| Kings County, NY | Investment cash-out refinance | 52% | 214 | 110 |
The county markets where Hometown Equity Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Hometown Equity Mortgage, LLC
What is Hometown Equity Mortgage, LLC's mortgage approval rate?
Hometown Equity Mortgage, LLC approved 53.0% of the 27,299 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 26.8 points below the 79.8% national rate for the same mix of loan types.
How often do borrowers take the loan Hometown Equity Mortgage, LLC offers?
Borrowers accepted 94% of the loans Hometown Equity Mortgage, LLC approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hometown Equity Mortgage, LLC make?
The typical investment cash-out refinance loan Hometown Equity Mortgage, LLC made was $275K; across all loan types its typical loan ran from $275K to $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hometown Equity Mortgage, LLC lend?
Hometown Equity Mortgage, LLC decided applications in 50 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Hometown Equity Mortgage, LLC directly?
Yes. Hometown Equity Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is thelender.com.
Does this page show Hometown Equity Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hometown Equity Mortgage, LLC treats applications, then get a rate quote from the lender.