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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Miami-Dade County, Florida

Fat Boy Data analyzed investment cash-out refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,139 applications were decided by 291 lenders between 2023 and 2025.

Miami-Dade County at a glance

291Active lenders57 with 20+ decisions
69.7%Market approval rate4,976 of 7,139 decided
$315KTypical loanmedian lender, $10K brackets
89%Borrower take-up4,453 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County69.7%Florida68.9%All 616 counties73.1%
Typical loan compared
Miami-Dade County$315KFlorida$245KAll 616 counties$205K

What the data shows

A&D Mortgage LLC made the most investment cash-out refinances in Miami-Dade County, FL, 734 of them.

Rf Renovo Management Company, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical investment cash-out refinance here is $315K, 29% larger than the Florida typical of $245K.

Approval rate of all 57 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 95One lender: 24% approved of 21One lender: 31% approved of 35One lender: 33% approved of 102One lender: 34% approved of 71One lender: 38% approved of 40One lender: 38% approved of 24One lender: 38% approved of 24One lender: 38% approved of 34One lender: 43% approved of 100Hometown Equity Mortgage, LLC: 45% approved of 348One lender: 46% approved of 48One lender: 47% approved of 53One lender: 47% approved of 36One lender: 48% approved of 27One lender: 50% approved of 46One lender: 53% approved of 57One lender: 53% approved of 38One lender: 54% approved of 24Homexpress Mortgage Corp.: 56% approved of 257United Wholesale Mortgage, LLC: 57% approved of 836One lender: 57% approved of 47One lender: 59% approved of 81One lender: 65% approved of 179One lender: 67% approved of 175One lender: 67% approved of 67One lender: 71% approved of 189One lender: 72% approved of 146One lender: 75% approved of 20One lender: 77% approved of 43One lender: 78% approved of 93One lender: 79% approved of 56One lender: 79% approved of 94One lender: 79% approved of 256One lender: 79% approved of 29One lender: 81% approved of 21One lender: 81% approved of 185One lender: 81% approved of 37One lender: 83% approved of 29One lender: 83% approved of 30One lender: 83% approved of 24One lender: 86% approved of 29One lender: 87% approved of 45One lender: 89% approved of 75A&D Mortgage LLC: 90% approved of 839One lender: 90% approved of 90One lender: 90% approved of 21One lender: 91% approved of 88One lender: 92% approved of 52One lender: 93% approved of 56One lender: 95% approved of 38One lender: 97% approved of 29Citadel Servicing Corporation: 98% approved of 377One lender: 99% approved of 182One lender: 100% approved of 28One lender: 100% approved of 24One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1A&D Mortgage LLC90%751 / 83998%$255K734
2United Wholesale Mortgage, LLCBroker only57%476 / 83698%$265K465
3Citadel Servicing Corporation98%368 / 37750%$315K185
4Hometown Equity Mortgage, LLC45%156 / 34897%$455K151
5Homexpress Mortgage Corp.Broker only56%145 / 25799%$375K143

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 286 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Miami-Dade County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Nearest office and distance
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