Houston Texas Fire Fighters mortgage approval rate & lending review
Houston Texas Fire Fighters decided 330 mortgage applications and funded 165 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Houston Texas Fire Fighters reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Houston Texas Fire Fighters at a glance
Approval is 22.0 points below the 72.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 23% | 13 / 57 | 100% | $245K | 13 |
| Cash-out refinance | 59% | 136 / 230 | 99% | $105K | 135 |
Houston Texas Fire Fighters lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 50% | $105K | 330 | 165 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Houston Texas Fire Fighters lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Cash-out refinance | 57% | 140 | 80 |
| Montgomery County, TX | Cash-out refinance | 66% | 29 | 19 |
| Brazoria County, TX | Cash-out refinance | 76% | 21 | 15 |
| Fort Bend County, TX | Cash-out refinance | 54% | 24 | 13 |
The county markets where Houston Texas Fire Fighters made the most loans. Each link opens that market with every lender ranked.
Questions about Houston Texas Fire Fighters
What is Houston Texas Fire Fighters's mortgage approval rate?
Houston Texas Fire Fighters approved 50.3% of the 330 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.0 points below the 72.3% national rate for the same mix of loan types.
How often do borrowers take the loan Houston Texas Fire Fighters offers?
Borrowers accepted 99% of the loans Houston Texas Fire Fighters approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Houston Texas Fire Fighters make?
The typical cash-out refinance loan Houston Texas Fire Fighters made was $105K; across all loan types its typical loan ran from $105K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Houston Texas Fire Fighters lend?
Houston Texas Fire Fighters decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Houston Texas Fire Fighters directly?
Yes. Houston Texas Fire Fighters is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Houston Texas Fire Fighters's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Houston Texas Fire Fighters treats applications, then get a rate quote from the lender.