Lender profile · HMDA 2023–2025
Hughes Federal Credit Union mortgage approval rates & lending data
Hughes Federal Credit Union decided 957 mortgage applications and funded 491 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 74% | 593 / 805 | 72% | $65K | 426 |
| Cash-out refinance | 80% | 41 / 51 | 90% | $105K | 37 |
| Refinance | 52% | 15 / 29 | 60% | $65K | 9 |
| Investment home improvement | 60% | 33 / 55 | 55% | $55K | 18 |
Hughes Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 74% | $65K | 923 | 491 |
| California | 0% | — | 7 | 0 |
| Colorado | 0% | — | 3 | 0 |
| Florida | 0% | — | 3 | 0 |
| Georgia | 0% | — | 3 | 0 |
| New Jersey | 0% | — | 3 | 0 |
| Pennsylvania | 0% | — | 3 | 0 |
| Illinois | 0% | — | 2 | 0 |
| New York | 0% | — | 2 | 0 |
| Arkansas | 0% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Kansas | 0% | — | 1 | 0 |
| Massachusetts | 0% | — | 1 | 0 |
| Ohio | 0% | — | 1 | 0 |
| Oklahoma | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.