Lender profile · HMDA 2023–2025
JUSTICE Federal Credit Union mortgage approval rates & lending data
JUSTICE Federal Credit Union decided 917 mortgage applications and funded 683 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 220 / 237 | 68% | $345K | 150 |
| Home improvement loans | 88% | 433 / 493 | 100% | $105K | 433 |
| Refinance | 77% | 107 / 139 | 74% | $255K | 79 |
JUSTICE Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 93% | $125K | 189 | 161 |
| Maryland | 83% | $85K | 169 | 126 |
| Florida | 80% | $105K | 127 | 85 |
| California | 86% | $155K | 57 | 42 |
| District of Columbia | 88% | $155K | 48 | 40 |
| New Jersey | 83% | $115K | 48 | 37 |
| Texas | 86% | $195K | 44 | 29 |
| Georgia | 71% | $75K | 31 | 18 |
| Illinois | 90% | $355K | 30 | 20 |
| North Carolina | 88% | $65K | 26 | 20 |
| Pennsylvania | 96% | $225K | 24 | 22 |
| New York | 81% | $105K | 21 | 15 |
| West Virginia | 100% | $65K | 14 | 11 |
| Alabama | 100% | $275K | 12 | 9 |
| Ohio | 100% | $85K | 11 | 9 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.