JUSTICE Federal Credit Union mortgage approval rate & lending review
JUSTICE Federal Credit Union decided 917 mortgage applications and funded 683 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions JUSTICE Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
JUSTICE Federal Credit Union at a glance
Approval is 15.0 points above the 71.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 220 / 237 | 68% | $345K | 150 |
| Home improvement loans | 88% | 433 / 493 | 100% | $105K | 433 |
| Refinance | 77% | 107 / 139 | 74% | $255K | 79 |
JUSTICE Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Virginia | 93% | $125K | 189 | 161 |
| Maryland | 83% | $85K | 169 | 126 |
| Florida | 80% | $105K | 127 | 85 |
| California | 86% | $155K | 57 | 42 |
| District of Columbia | 88% | $155K | 48 | 40 |
| New Jersey | 83% | $115K | 48 | 37 |
| Texas | 86% | $195K | 44 | 29 |
| Georgia | 71% | $75K | 31 | 18 |
| Illinois | 90% | $355K | 30 | 20 |
| North Carolina | 88% | $65K | 26 | 20 |
| Pennsylvania | 96% | $225K | 24 | 22 |
| New York | 81% | $105K | 21 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where JUSTICE Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Prince George's County, MD | Home improvement loans | 86% | 59 | 51 |
| Fairfax County, VA | Home improvement loans | 96% | 28 | 27 |
| Montgomery County, MD | Home improvement loans | 85% | 27 | 23 |
| Loudoun County, VA | Home improvement loans | 95% | 21 | 20 |
| Prince William County, VA | Home improvement loans | 90% | 21 | 19 |
| Stafford County, VA | Home improvement loans | 90% | 20 | 18 |
The county markets where JUSTICE Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about JUSTICE Federal Credit Union
What is JUSTICE Federal Credit Union's mortgage approval rate?
JUSTICE Federal Credit Union approved 86.7% of the 917 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.0 points above the 71.7% national rate for the same mix of loan types.
How often do borrowers take the loan JUSTICE Federal Credit Union offers?
Borrowers accepted 86% of the loans JUSTICE Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does JUSTICE Federal Credit Union make?
The typical home improvement loan loan JUSTICE Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does JUSTICE Federal Credit Union lend?
JUSTICE Federal Credit Union decided applications in 38 of the states Fat Boy Data covers, most of them in Virginia, Maryland and Florida.
Can I apply to JUSTICE Federal Credit Union directly?
Yes. JUSTICE Federal Credit Union is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show JUSTICE Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how JUSTICE Federal Credit Union treats applications, then get a rate quote from the lender.