Lender profile · HMDA 2023–2025
Kearny Bank mortgage approval rates & lending data
Kearny Bank decided 1,424 mortgage applications and funded 1,327 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,001 / 1,050 | 99% | $445K | 994 |
| Home improvement loans | 85% | 40 / 47 | 95% | $105K | 38 |
| Cash-out refinance | 96% | 43 / 45 | 100% | $365K | 43 |
| Refinance | 99% | 80 / 81 | 99% | $505K | 79 |
| Investment property purchase | 89% | 139 / 157 | 100% | $445K | 139 |
Kearny Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 94% | $445K | 1,336 | 1,249 |
| New York | 81% | $455K | 32 | 26 |
| Pennsylvania | 100% | $495K | 13 | 13 |
| Florida | 78% | $255K | 9 | 7 |
| Minnesota | 100% | $165K | 6 | 6 |
| North Carolina | 100% | $225K | 6 | 6 |
| Maryland | 100% | $445K | 5 | 5 |
| South Carolina | 100% | $265K | 3 | 3 |
| Connecticut | 50% | — | 2 | 0 |
| Delaware | 100% | $195K | 2 | 2 |
| Massachusetts | 100% | $295K | 2 | 2 |
| Ohio | 100% | $135K | 2 | 2 |
| Virginia | 100% | $295K | 2 | 2 |
| District of Columbia | 100% | $205K | 1 | 1 |
| Louisiana | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.