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investment property lenders · HMDA 2023–2025

Investment property lenders in Monmouth County, New Jersey

Fat Boy Data analyzed investment property mortgage activity in Monmouth County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,280 applications were decided by 298 lenders between 2023 and 2025.

Monmouth County at a glance

298Active lenders40 with 20+ decisions
87.1%Market approval rate2,856 of 3,280 decided
$455KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,719 loans funded

How Monmouth County compares

Approval rate compared
Monmouth County87.1%New Jersey86.7%All 616 counties87.5%
Typical loan compared
Monmouth County$455KNew Jersey$385KAll 616 counties$255K

What the data shows

Loan Funder LLC made the most investment property mortgages in Monmouth County, NJ, 158 of them.

Skyrock Mortgage Corp approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical investment property mortgage here is $455K, 18% larger than the New Jersey typical of $385K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 41% approved of 41Homebridge Financial Services, Inc.: 57% approved of 21Kind Lending, LLC: 68% approved of 28Ice Lender Holdings LLC: 72% approved of 109TD Bank, National Association: 76% approved of 78Lennar Mortgage, LLC: 76% approved of 21Pennymac Loan Services, LLC: 76% approved of 51Pulte Mortgage LLC: 78% approved of 27Rocket Mortgage, LLC: 79% approved of 56United Wholesale Mortgage, LLC: 80% approved of 103Bank of America, National Association: 80% approved of 69Deephaven Mortgage LLC: 80% approved of 20Citizens Bank, National Association: 82% approved of 49Fairway Independent Mortgage Corporation: 82% approved of 34Newrez LLC: 85% approved of 20Wells Fargo Bank, National Association: 86% approved of 81Loan Funder LLC: 87% approved of 190JPMorgan Chase Bank, National Association: 87% approved of 84The Federal Savings Bank: 88% approved of 33Citibank, National Association: 88% approved of 33Cmg Mortgage, Inc.: 88% approved of 26The Loan Store, Inc.: 89% approved of 46U.S. Bank National Association: 89% approved of 37Morgan Stanley Private Bank, National Association: 89% approved of 47Charles Schwab Bank, SSB: 90% approved of 20Kiavi Funding, Inc.: 93% approved of 107Nj Lenders Corp.: 94% approved of 32Advisors Mortgage Group, L.L.C.: 95% approved of 113Kearny Bank: 95% approved of 20Loandepot.Com, LLC: 95% approved of 43Citadel Servicing Corporation: 95% approved of 22Constructive Loans, LLC: 96% approved of 24Guaranteed Rate, Inc.: 96% approved of 85FM Home Loans, LLC: 97% approved of 115OceanFirst Bank, National Association: 98% approved of 41Ark Mortgage, Inc.: 98% approved of 43Crosscountry Mortgage, LLC: 98% approved of 149Manasquan Bank: 98% approved of 109Skyrock Mortgage Corp: 100% approved of 27Emporium Tpo LLC: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Monmouth County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC87%165 / 19096%$425K158
2Crosscountry Mortgage, LLC98%146 / 149100%$365K146
3FM Home Loans, LLC97%112 / 11593%$565K104
4Advisors Mortgage Group, L.L.C.95%107 / 11399%$325K106
5Manasquan Bank98%107 / 10995%$595K102

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

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